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How long should it take to get my claims check from State Farm? Damage to your home PC?

I own State Farm Insurance. We had a bad thunderstorm fried my PC and monitor. I use this PC to run my business. Im an electrician. IMADE the complaint on July 20, 2008 and had an estimate on the 21. Then I got the estimate for State Farm and said it could take weeks or months before getting the money. I was told is covered, but takes forever. I use this pc to my business, such as invoices, etc, etc. WHAT DO And what are the laws? / THANKS

OK State Farm writes its business policy that covers the PC? Because the policy owner has serious limitations for things you use in the course of its business. Furthermore, the standard policy has exclusions for tubes, transistors, that sort of thing that can blow when he is beaten by lightning. SO. The law that governs is the law of contract. So you have to look at your policy, see 1. coverage is 2. if the coverage is very limited because the business is subject (usually limited to $ 250). There is no law that says a company has to pay in a few XYZ days. In addition, you can always ask your agent if they can speed things up. Conclusion – if it is a policy of the owners, and their damage only is to the business teams, probably the compensation payable ($ 250) will be under your deductible and will not get any money at all. If this is a policy business, which covers depend on the type of form and endorsements – and you have to ask your agent for help. Meanwhile, just go ahead with your business, so go buy the replacement equipment. And make sure you are adequately insured for business use.